Author: United Funding Corp

Using a Roth IRA for Education Expenses: What You Need to Know

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A Roth IRA is one of the most flexible retirement savings accounts available, offering tax advantages that can help you build wealth over time. While these accounts are primarily designed for retirement, they can also be used for qualified education expenses under certain conditions. Unlike traditional IRAs or 401(k)s, Roth IRAs allow you to withdraw … Continued

Tax and Financial Relief for California Wildfire Victims in Los Angeles and Ventura Counties

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Recent wildfires have devastated communities across Los Angeles and Ventura Counties, leaving thousands of individuals and businesses struggling to recover. In response, both the federal and state governments have introduced critical tax and financial relief measures to help affected residents rebuild and regain stability. At Horizon Trust, we understand the challenges wildfire victims face, and … Continued

Investing in Real Estate with a 401(k): A Comprehensive Guide

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A 401(k) is a powerful tool for building financial security in your retirement years. However, the level of wealth you accumulate depends largely on the assets within your portfolio. Traditional 401(k) plans typically include stocks, bonds, and mutual funds. While these are foundational investment vehicles, they may not always provide the accelerated growth that some … Continued

Maximizing Retirement Savings with a Mega Backdoor Roth Solo 401(k)

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For self-employed individuals, small business owners, freelancers, and independent contractors, securing a comfortable retirement is a key financial goal. Traditional retirement savings accounts, such as IRAs and standard 401(k)s, offer limited contribution caps that may not align with the aggressive savings strategies of high-income earners. Fortunately, a Roth Solo 401(k) provides an alternative for those … Continued

Can You Borrow Against Your IRA Without Penalty?

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Retirement accounts like 401(k)s, Traditional IRAs, Roth IRAs, and self-directed IRAs are designed to provide financial security in your later years. However, life is unpredictable, and there may come a time when you need access to your funds earlier than expected. While early withdrawals typically trigger taxes and penalties, there are exceptions that allow you … Continued

6 Essential Tips for Buying Short Sales and Foreclosures in 7 CITIES

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How to Profit from Short Sales and Foreclosures as a Private Money Investor If you’re looking for a lucrative way to invest in real estate, becoming a Private Money Investor in short sales and foreclosures can be an excellent opportunity. These distressed properties often sell for well below market value, offering significant profit potential. However, … Continued

How to Succeed as a Private Money Investor in Real Estate

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Real estate investing is a powerful way to build wealth, and one of the most lucrative opportunities within the industry is private money lending. Instead of actively buying and managing properties, private money investors provide the capital that fuels real estate deals, earning passive income through interest and fees. If you’ve ever considered putting your … Continued